Triage & Claims Handling Optimisation

Optimising claims handling and strengthening customer experience across all insurance lines

Procurato’s Triage & Claims Handling Optimisation service helps insurers address one of the biggest operational challenges: long and inconsistent claims handling times. By combining process reviews, technology solutions, and expert consulting, we address the end-to-end journey – from triage to settlement – to reduce delays, improve processes and deliver a better customer experience.

About Triage & Claims Handling Optimisation

For many insurers, it can take up to 30 days to process and settle a claim, depending on the complexity and the insurance line. Not only does this cause frustration for customers, but it simultaneously increases administrative burden, and raises the risk of errors or non-compliance. The problem is amplified in complex lines such as Motor and Property, where supply chain disruption, parts shortages, and body shop capacity constraints lengthen cycle times.

Procurato helps insurers tackle these challenges by reviewing current claims workflows, assessing triage effectiveness, and applying technology and analytics to accelerate processing. Whether you need a full operating model redesign or targeted optimisation in specific areas, we ensure that claims handling is robust, compliant, and aligned with your customer service objectives.

Our team brings extensive, hands-on experience delivering practical solutions across all stages of the claims process. We have supported insurers in optimising claims portfolios by identifying the most effective settlement routes across claim types and value bands, implemented straight-through processing for low-complexity claims, and designed digital customer journeys to improve engagement and efficiency. We have developed and enhanced supplier and expert operating models, introduced structured governance and project management principles for complex and high-value claims, and deployed technology solutions such as image capture and scoping tools to improve accuracy, triage, and cost control.

Through these initiatives, Procurato has helped insurers achieve faster claim resolution, reduced leakage, improved customer experience, and greater control across their claims operations.

How it helps your business

Our Approach to Triage & Claims Handling Optimisation

How it works

Our methodology adapts to the scale of your challenge and the maturity of your claims function:

Process Review & Diagnostic
We analyse your current claims handling process, triage practices, and settlement timelines to identify inefficiencies, bottlenecks, and compliance risks.

Technology & Data Integration
Depending on your needs, we introduce technology solutions to standardise invoices, verify costs, automate workflows and flag anomalies, enabling faster and more consistent triage.

Optimisation & Implementation
We redesign workflows and implement changes – from triage rules to automation – ensuring improvements are embedded into day-to-day operations.

Continuous Improvement
Where required, we establish dashboards, KPIs, and reporting structures so you can monitor performance, track cycle times, and refine processes over time.

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Our Deliverables

Claims Handing Diagnostic

Evidence-based assessment of current processes, cycle times, and risks, identifying areas for improvement and areas with great performance.

Triage & Claims Handling Optimisation Plan

Recommendations for improved triage rules, workflows, and supplier integration.

Technology Selection Support

Deployment and configuration of tools to support automation and standardisation.

Performance Framework

Dashboards, KPIs, and reporting packs to track the performance, compliance, and customer experience.

Why Procurato

We combine real industry expertise with technology that adds value. We speak the same language as your teams, avoiding consultancy complexity, and deliver insights in a clear, practical way.

Agile and adaptable, we stay aligned with your agenda even when challenges arise, always focused on delivering what we promise and leaving behind solutions that last.

Our client's stories

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